Job Ref: 212962143

Date: 2021-01-05 08:54:48

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About the role

To underwrite and process all new consumer finance applications from receipt of application through to offer of the loan. The incumbent will be required to ensure service levels are maintained whilst being mindful of the Credit Risk Governance frameworks in operation within the Bank, such as KYC and Fraud Awareness

About us

Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We're one of the fastest growing banks of our kind in the UK and are a subsidiary of Gatehouse Financial Group Limited.

We offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.

Our way of operating is stable, transparent, and shares risk and reward in an equitable way. That's why we talk about balanced banking.

Key responsibilities

Apply and adhere to all Financial Crime Policies in operation within GHB
Liaise with initial broker and /or BDM leads according to defined internal SLA
Review initial case assessments according to internal policy and set SLA
Full case approval and underwriting in accordance with internal SLA
Compose lending rationale that ensures lending decision is clearly structured and documented without escalation to the underwriter
Manage other ad hoc tasks to ensure swift processing of cases
Liaise with borrowers and brokers throughout the finance approval process
Collaborate with legal advisors and valuers
Any other duties commensurate with the grade and level of responsibility of this post, for which the post holder has the necessary experience and/or training. Skills required

Credit Referencing report understanding
RICS Valuation
Application Scoring
Risk awareness
Regulatory standards awareness – MCOB
Influencing skills (negotiation, persuasion, leadership)
Stakeholder ManagementAdditional Details

We offer highly attractive reward package; the typical benefits include:

25 days holiday entitlement increasing with service
Pension Plan
Private medical insuranceGatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed by using this link https://(url removed)/privacy-policy

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